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- Direct lease
Direct leasing refers to a major financial leasing method that Yinhai Leasing uses its own funds, bank loans and other means to raise funds in the international and domestic financial markets, purchase equipment needed by users from equipment manufacturers, and then lease it to the lessee。This kind of direct lease is a direct meeting of the parties to the lease, and the requirements and conditions of the three parties are very specific and clear。
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- Sale and leaseback
Sale-leaseback means that the lessee sells the self-made or purchased assets to Silversea Leasing and then leases them back to Silversea Leasing for use。Using this leasing method can enable the lessee to quickly recover the funds purchased assets and speed up the capital turnover。
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- Operating lease
Operating lease refers to a kind of economic activity in which Yinhai Leasing not only provides the lessee with the equipment and the right to use, but also provides the repair, maintenance and other specialized services of the equipment, and undertakes the risk of equipment obsoletization. It is a pure and traditional lease。
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- Vendor lease
Vendor leasing means that Silversea Leasing signs cooperation agreements with suppliers and agents for financing of its customers, and the suppliers and agents recommend customers, and Silversea Leasing provides financial leasing services to its customers。
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- Leveraged lease
Leverage lease refers to the arrangement between Silversea Lease, lessee and lender。The lessee uses the asset and pays rent on a regular basis, and Silversea Leasing purchases the asset, delivers it to the lessee, and receives rent on a regular basis。Typically, Silversea contributes 20 to 40 percent of the asset's price, with lenders providing the remainder and collecting interest from Silversea。
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- sublease
Sublease means that after Yinhai Leasing obtains the ownership of the lease item under the financial lease contract according to the agreement of the financial lease contract, it signs a sale-leaseback contract with other financial leasing companies (namely the new lessor) based on the lease item。Sublease is a multiple financial leasing business with the same object as the subject matter。
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- Joint tenancy
Joint leasing means that in the financial leasing business, a party is composed of two or more entities。There are two common forms, one is the joint lessor leasing model, the other is the joint lessee leasing model。